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[Senders Name]
[Address line 1]
[Address line 2]
[State, ZIP Code]

Sample Letter #4: Promise a delayed payment to a creditor

[Letter Date]

[Recipients Name]
[Address line 1]
[Address line 2]
[State, ZIP Code]


[Subject: Normally bold, summarizes the intention of the letter] -Optional-


Dear [Recipients Name],



I am writing to tell you that I am not be able to send my loan payment promptly this month. I currently am having a lot of health issues which have depleted my paycheck for this month. I am working out a way to pay you, however, and I promise to pay my bill within two weeks. However, rest assured that I will make next month's payment on time. Thank you very much for your understanding.



Sincerely,

[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] -Optional-

cc: [Name of copy recipient] -Optional-

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